Buyers

May 6, 2021

Where Will Home Prices Be a Year From Now?

If you average the most recent projections from the major industry forecasters, the expectation is home prices will increase by 7.7%. Let us take a house that is valued today at $325,000 as an example: If the buyer makes a 10% down payment ($32,500), they’ll end up ...

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Posted in Buyers
April 29, 2021

How to Build a Gallery Wall

A gallery art wall may be just the perfect addition for your home. Blanks walls needing attention. A gallery wall is a perfect way to liven any space. Start by choosing a color theme. Picking cohesive colors that complement each other well is important. Are you going for bold, bright ...

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Posted in Buyers
April 15, 2021

What Credit Score is Required for a Mortgage?

 

Curious to know what credit score is required for a mortgage? We will break it down below; it may be easier to get qualified for a home loan than you think. What credit score is required for a mortgage, fico score, home loans, mortgage? What is a good credit ...

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Posted in Buyers
March 19, 2021

Borrower Education Can Make Housing More Attainable

Today’s U.S. housing market is leaving many prospective home buyers priced out. Homes, on average, have become less affordable, and the ones that are affordable are in short supply. As a result, 55% of future homebuyers believe that homeownership is out of reach for them financially, according to recent ...

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Posted in Buyers
March 8, 2021

How To Negotiate Your Offer

Buying a home in a seller's market can be a challenge without the right negotiation tactics When you are trying to create a standout offer to buy a home, it’s important to consider the tools and tactics at a buyer’s disposal. According to industry experts, there is more to ...

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Posted in Buyers
March 5, 2021

Is It a Bargain to Buy?

  Home prices may be rising by double-digit percentages annually but buying a home still may be more affordable than renting in several of the nation’s largest cities, according to a new study from realtor.com®. Record-low mortgage rates are helping to tilt more markets in favor of buying ...

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Posted in Buyers
March 1, 2021

Who Qualifies for a Jumbo Mortgage?

A jumbo mortgage is a loan that falls outside of the conforming loan limits set by the FHFA. A jumbo loan allows you to purchase a home with a sale price over conforming loan limit ($548,250- in most areas). Typically, jumbo loans require high credit scores, low DTI, and ...

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Posted in Buyers
Feb. 18, 2021

2021 Housing Crisis - Where Are all the Houses?

Buyers are ready to take advantage of the record-low interest rates and incentives mortgage brokers have to offer yet, the inventory is lower than before the health crisis hit us making this one of the biggest challenges facing this hot market. Buyers are being forced to compete in multiple offer ...

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Posted in Buyers
Feb. 17, 2021

Don't Wait to Invest in Real Estate

Everyone should follow the idea of “Don’t wait to buy real estate, buy real estate and wait.” While, like the stock market, the waiting game for a real estate payoff can prove to be taxing, the reward is an overly sweet victory. You may even get a few more ...

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Posted in Buyers
Feb. 17, 2021

Buying a Home With a Sales Contingency

When you need to sell your home so that you can use the funds to purchase another home, you may need to make an offer with a sale contingency. A sales contingency protects buyers from carrying two mortgages. A qualified realtor can help navigate you through this tricky situation. With ...

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Posted in Buyers